A private dock on Biscayne Bay with the Miami skyline in the distance, in black and white

Miami Real Estate · Buyers & SellersEvery home has
two prices.

The one on the listing, and the one that closes. The gap between them is where money is made or lost. We negotiate that gap.

OR ASK ABOUT YOUR NUMBER

Every seller wonders if they left money on the table. Every buyer wonders if they paid too much. Our clients don’t wonder.

This month's two prices · September 2026

Listed. Sold. The gap.

Last month's closed sales, by neighborhood. What sellers asked, and what buyers actually paid.

Pinecrest · Single‑family

13.1%below original asking price
Typical sale, as % of original ask86.9%
Closed sales14
Median net sale$2.89M
Sold over original ask0

Coral Gables · Single‑family

6.7%below original asking price
Typical sale, as % of original ask93.3%
Closed sales29
Median net sale$2.05M
Sold over original ask3

Brickell · Condos

7.5%below original asking price
Typical sale, as % of original ask92.5%
Closed sales57
Median net sale$610K
Sold over original ask1

Miami Beach · Single‑family

8.5%below original asking price
Typical sale, as % of original ask91.5%
Closed sales23
Median net sale$4.00M
Sold over original ask1

Closed sales, September 2026. Each home's net sale price (sale price minus seller credits) is compared with its own original list price; the figure shown is the median of those results. Excludes sales with no public listing period. Brickell: condos in ZIP codes 33129, 33130 and 33131 south of the Miami River, excluding Brickell Key. Miami Beach: single-family homes in the City of Miami Beach; fractional-ownership shares excluded. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) / MIAMI Association of REALTORS® for the period September 1, 2026 through September 30, 2026, retrieved October 12, 2026; compiled by The Fragomeno Group, not by the MLS. Data is entered in the MLS by listing agents; it is deemed reliable but not guaranteed and may contain errors. Includes all brokerages' sales, not only ours. Past sales do not predict the price of any specific home.

WHAT WILL MY HOME SELL FOR?

Before you decide

Oceanfront condo towers along Sunny Isles Beach from above
01 · The Miami Condo Guide

Can this building be financed?

Know before you fall in love. Since Surfside, Florida's inspection and reserve laws changed what a lender will approve. Text us the building. We'll look into it and reply personally.

TEXT US THE BUILDING

The team

We’ve sat on the other side of the table.

38 years between us in lending and insurance: the two places most deals quietly fall apart.

Portrait of Abdallah H. Fragomeno, REALTOR, The Fragomeno Group at Chez Realty

20 years on the lending side

Abdallah H. Fragomeno

REALTOR® · THE FRAGOMENO GROUP AT CHEZ REALTY
SPEAKS ENGLISH AND SPANISH

The Fragomeno Group at Chez Realty represents buyers, sellers and investors in Miami-Dade, Broward and Palm Beach.

Licensed 9 years, Abdallah H. Fragomeno brings 20+ years in mortgage lending, 10 in corporate accounting and years training agents to see what sits behind the price: appraisals, terms, carrying costs.

I spent 20 years watching deals fall apart over numbers. Now I negotiate the numbers.

  • Appraisal-ready pricing. I price with the appraisal in mind, before we list or offer.
  • Offers that survive underwriting. I spot the deal at risk of not closing, early.
  • Condo reality check. I check whether lenders will finance the building before you fall in love with it.

Trusted at the closing table

As a loan officer: Abdallah H. Fragomeno, NMLS #366447, with Premier Financial Group of Florida, LLC, NMLS #1318440. These reviews are for mortgage lending, not real estate sales. You may choose any lender.

Portrait of Nicole “Nikki” Paneque, REALTOR, The Fragomeno Group at Chez Realty

18 years on the insurance side

Nikki Paneque

REALTOR® · THE FRAGOMENO GROUP AT CHEZ REALTY
SPEAKS ENGLISH AND SPANISH

Nikki pairs four years in real estate with 18 years as a commercial account executive for Fortune 500 insurance companies, where she managed large client portfolios, negotiated terms with carriers and read the fine print others skip. She brings that discipline to every deal: she spots risk early, knows what it really costs to insure a Miami home or condo, and negotiates calm and prepared.

In Miami, the insurance is part of the price.

Your private price opinion

Ask about your number.

Selling? Your two prices: the one to list at, and the one it's likely to close at.

Buying? What to offer, and where the leverage is.

One conversation. Two numbers. No pressure.

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EPH 3:20

A price opinion is a licensed real estate agent's estimate based on recent comparable sales. It is not an appraisal and may differ from one.